Haiz. Naik kereta atau naik mrt pun jadi isu eh. Yg penting niat. Yg penting juga tau menguruskan wang jgn sampai byk berhutang dan tiada simpanan utk tujuan kecemasan, anak2, hari tua, haji atau sampai takde duit nak tolak kat parent tiap bulan.
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